All You Need to Know About Zenith Bank Nigeria

About Zenith Bank Nigeria

What is Zenith Bank? / History

Origin and Founding

  • Zenith Bank was founded in May 1990, and it started operations as a commercial bank in July 1990.
  • Its first office was in Victoria Island, Lagos.
  • Over the years, Zenith Bank has grown a lot and now operates many branches across Nigeria — plus business offices and subsidiaries in other countries.

Mission & Values

The bank works to give good and modern banking services. Its core values include integrity, professionalism, excellence, ethics, transparency, and commitment.


Head Office, Official Website, CEO

  • Head Office Address: Plot 84 (or Plot 83 or 84 — commonly listed), Ajose Adeogun Street, Victoria Island, Lagos, Nigeria.
  • Official Website: www.zenithbank.com
  • CEO: Adaora Umeoji (They’ve had other CEOs depending on the period)
  • SWIFT Code: ZEIBNGLA (used for international transfers)

USSD Code & How to Bank with Your Phone

  • The USSD code for Zenith Bank is *966# (EazyBanking). With this you can do basic banking tasks, even if you don’t have internet or a smartphone.
  • This method works for checking your account balance and other simple tasks.

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How to Register for Online Banking

If you want to bank online or use the bank’s mobile/internet banking:

  • Visit the official website or go to the internet banking section to register.
  • Alternatively, go to any Zenith Bank branch and ask to fill out the “Internet Banking form” to get started.
  • Once registered, you can use internet banking to check balances, make transfers, pay bills — conveniently from home or anywhere.

Customer Care & Support

If you have questions or issues, Zenith Bank gives several contact channels:

  • Hotline / Phone: +234 (1) 2787000 or 0700-ZENITH-BANK (0700-936-4842265)
  • Email for general enquiries: zenithdirect@zenithbank.com
  • Email for card services: cardservices@zenithbank.com
  • You can also use live chat (on their website) or visit any branch physical location for help.

Zenith Bank Presence: Branches Across Nigeria

Zenith Bank has a wide network. It claims to have over 500 branches and business offices nationwide, covering all states and the Federal Capital Territory (FCT) Abuja.


State / FCT Main Zenith Bank Branch (City) Main Branch Address (best-available / verify)
Abia Aba / Main Branch (Aba)  — Aba (main commercial area).
Adamawa Yola (State capital) — Main Branch Yola, Adamawa State.
Akwa Ibom Uyo Main Branch Uyo, Akwa Ibom State.
Anambra Onitsha / Main Branch Onitsha (commercial district).
Bauchi Bauchi Main Branch Bauchi, Bauchi State.
Bayelsa Yenagoa Main Branch Yenagoa, Bayelsa State.
Benue Makurdi Main Branch Makurdi, Benue State.
Borno Maiduguri Main Branch Maiduguri, Borno State.
Cross River Calabar Main Branch Calabar, Cross River State.
Delta Asaba / Warri Main Branch Asaba (state capital) or Warri (commercial hub).
Ebonyi Abakaliki Main Branch Abakaliki, Ebonyi State.
Edo Benin City Main Branch No. 3 Ekenwan Road (Ekenwa Road branch often listed as main).
Ekiti Ado-Ekiti Main Branch Ekiti, Ekiti State.
Enugu Enugu Main Branch (Enugu City) 12 Okpara Avenue, Enugu (Enugu Main Branch listed in local branch directories).
Gombe Gombe Main Branch Gombe, Gombe State.
Imo Owerri Main Branch Owerri, Imo State.
Jigawa Dutse / Main Branch Dutse (state capital).
Kaduna Kaduna Main Branch Kaduna, Kaduna State.
Kano Kano Main Branch (Kano City) No. 56 Murtala Mohammed / T. B. Road area (Kano branch listings show several; Zoo Road / Murtala Mohammed Rd branches are central).
Katsina Katsina Main Branch Katsina, Katsina State.
Kebbi Birnin Kebbi Main Branch Birnin Kebbi, Kebbi State.
Kogi Lokoja Main Branch Lokoja, Kogi State.
Kwara Ilorin Main Branch Ilorin, Kwara State.
Lagos Lagos (Head Office / Main Branch, Victoria Island) Plot 84 (or Plot 83/84), Ajose Adeogun Street, Victoria Island, Lagos — Zenith Bank Head Office.
Nasarawa Lafia Main Branch Lafia, Nasarawa State.
Niger Minna Main Branch Minna, Niger State.
Ogun Abeokuta / Main Branch Abeokuta or major commercial branch in Ogun State.
Ondo Akure Main Branch Akure, Ondo State.
Osun Osogbo Main Branch Osogbo, Osun State.
Oyo Ibadan Main Branch Ibadan, Oyo State.
Plateau Jos Main Branch Jos, Plateau State.
Rivers Port Harcourt Main Branch 175 Aba Road (GRA Junction) / Aba Road area — commonly listed as Port Harcourt central Zenith branch.
Sokoto Sokoto Main Branch Sokoto, Sokoto State.
Taraba Jalingo Main Branch Jalingo, Taraba State.
Yobe Damaturu Main Branch Damaturu, Yobe State.
Zamfara Gusau Main Branch Gusau, Zamfara State.
Federal Capital Territory (FCT) Abuja — Maitama / Usman Street (Regional Office) 63 Usman Street (Maitama / Usman Street), Abuja — regional / major Abuja office

Other Important Facts & Services

  • Zenith Bank offers many services: personal banking, corporate banking, investment and commercial banking, trade services, and more.
  • The bank also has international presence: alongside Nigeria, there are offices/subsidiaries in other African countries and outside Africa.
  • Zenith Bank emphasizes technology: online banking, mobile banking, USSD banking — making banking accessible to many people even without internet.

Why Choose Zenith Bank?

  • It is one of the largest and most stable banks in Nigeria.
  • Wide network of branches across all Nigerian states.
  • Multiple ways to bank: phone, mobile, internet, ATM, in-branch services.
  • Reliable customer service (hotlines, email, branches).
  • Good reputation and long history since 1990.

FAQs

1. What is the USSD code for Zenith Bank?

Zenith Bank uses *966# (EazyBanking) — a quick way to check your balance or do basic banking without internet.

2. How can I sign up for online banking with Zenith Bank?

You can visit their official website’s internet-banking section, or go to any Zenith Bank branch to fill out the Internet Banking form.

3. Where is Zenith Bank’s head office located?

The head office is at Plot 84 (or 83/84), Ajose Adeogun Street, Victoria Island, Lagos, Nigeria.

4. Who is the current CEO of Zenith Bank?

The CEO is Adaora Umeoji.

5. Does Zenith Bank have branches in all Nigerian states?

Yes — Zenith Bank has branch presence in all 36 states and the Federal Capital Territory (FCT, Abuja), and is widely accessible across Nigeria.

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